Brokerage services provided by Transactafx, Inc. member FINRA/SIPC, a subsidiary of The Charles Schwab Corporation. Transactafx is a trademark jointly owned by Transactafx IP Company, Inc. and The Toronto-Dominion Bank. Often the law requires us to advise you of certain changes to products or services or laws. We may need to inform you of changes to the terms or the features of our products or services. We need to process your personal information to send you these legal notifications.

It is your responsibility as you access Transactafx to make sure that you understand and fully follow the relevant laws and regulations of your own country. We do not support any offerings or make any solicitations that are illegal in your country, and you cannot use your Transactafx account for such prohibited offerings. In some countries, we may not be permitted to offer our products and services to you unless you have taken proactive steps to solicit information about them and requested to be provided with our products and services. Access to Transactafx and the offering of certain trades via Transactafx may also be restricted in some jurisdictions.

It is your responsibility to know about the restrictions that apply in your country of residence and to observe them, as in continuing to access our products and services you represent to us that you are doing so legally and that, where relevant, you have solicited information about our products and services and requested to be provided with them. Depending on where you live, your account will be governed by the laws of the country of incorporation of the company that your account is registered with. If you have registered more than one account with more than one company, each account will be governed by the law of the country of incorporation of the company that each individual account has been registered with. You agree to submit to the applicable jurisdiction’s courts and bring any claim you may have before them. These courts will have sole authority to settle any disputes that may arise between you and us. If a court or regulatory body of competent jurisdiction declares any provision of the Terms to be invalid or unenforceable, the rest of the Terms shall remain in full force and effect.